决策前检查清单（简体＋繁体 PDF）· Decision Checklist
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下单前先过四道检验：价值判断、逆向检验、人性检验、风险与执行——13 个问题逐项打勾，任何一项答「否」或「不清楚」，先停手补课。摘自《明照财富智慧全书》第五部第三十五章，与书中清单一致。
内含简体与繁体两版 PDF（各一页，可打印贴在屏幕旁）。One-page printable checklist (Simplified + Traditional Chinese PDFs), from Ming Zhao's Wealth Wisdom, Part V, Ch. 35: 13 questions in four gates — value, inversion, human nature, risk & execution.
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